Money Man 4 Business is the next-generation online commercial lending company that offers from 1 to 5 years term business loans with fixed interest rates. You don’t need to visit your local bank for an inexpensive and convenient business loan. The loan process is very simple and fast. The interest rates range from 5.49-22.79% with 1-25 year terms, and you can borrow up to $500,000, it depends on your business needs.