WHEN BANK SAYS NO WE SAY YES!
Monthly Payments!
Up to $500,000 No Collateral Required
Up To 10 years term
Business Loans Overview
- CASH FLOW
SBA 7(a)
- SBA 7(a) Loan Program up to $5 million 9%* APR
- Minimum Experian Credit Score 660
- Minimum 18+ months in business
- Gross $200k Annually
Loan Amount: $150,000
Monthly Payment: $1,900
Loan Term: 10 Years
Interest Rate*: 9.00%
Loan Amount: 200,000
Monthly Payment: $2,533
Loan Term: 10 Years
Interest Rate*: 9.00%**
Micro Business Loan
- Monthly Payment
- Must be operating with revenue for a min of 6 months
- Must have a FICO Score of 575 minimum on EQUIFAX or zero credit
- Have less than $3,000 in past due debt (collections, unpaid medical bills, tax liens, judgements or charge off accounts)
- No bankruptcies in the past 12 months or foreclosures in the past 24 months
- No late payments on your rent/mortgage in the past 12 months
- Meet the average monthly business cashflow requirement of 3.5k for home based business and 6k for commercial space.
SBA 504 Loan
Benefits:
- Low Rates for 10, 20- and 25-year term
- Multiple loans can be consolidated and/or refinanced
- Cash out available up to 85% LTV &
- Up to 20% of the appraised value can be cashed out for working capital
Eligibility
- Business at least 24 months old
- Debt being refinanced must be a commercial loan.
- 51% or more owner-occupied
Business Line Of Credit
- Business Line of Credit for Eating / Drinking & Retail Businesses that require Inventory (excluding apparel businesses)
- Business Line of Credit up to $850,000 6% – 14% Up to 5 years in terms and Indefinite Terms, Minimum Experian Credit Score 600
- Time in Business 6+ months, $17,000+ Gross Revenue per month
3-Minutes Pre-Approval Questionnaire
Please note that your information is saved on our server as you enter it.
*3-Minutes Pre-Approval form will not affect your credit score.
*We will not access your consumer credit report for this Pre-Qualification Questionnaire. Accurate answers are very important and will save you from unnecessary credit inquires. After the Questionnaire is completed. We will show you what programs you Qualify for on the screen with links to program information.
See how people trust us
Invoice Factoring – Factoring Receivables. NO Minimum FICO, Up to $5 million.
1 to 5 Year Business Loan Program up to $10 million 5.49% – 22.79%
Business Line of Credit up to $850,000 6% – 14% Up to 5 years in terms and Indefinite Terms
SBA 7(a) Loan Program up to $5 million 7%* APR Minimum FICO 650
Commercial/Investment Real Estate Loan Program up to $5 million.
ACH MCA – Daily & Weekly repayments & Business Loan Programs. 1.18 to 1.50 Factor Rates. Minimum FICO 500, Up to $300,000.
SMALL BUSINESS LOANS IN HOUSTON, TX
Since 2007, Money Man 4 Business has been helping business owners like you, Let us help you!
Factors For Approval
> Type of Business
> Time In Business
> Annual Gross Revenues
Fast Decision
> $10,000 to $500,000
> Up to $850,000 No Collateral required
> 4 to 60 month terms
> Fully Automated Process with various options, Including monthly payment
Fast Decision
> Approval can be in a single business day
> Funding in 5 business days
> The quickest in the Industry
About Our Loans
> Up to 175K Tax liens without payment agreement is ok!
With Payment agreement unlimited Tax liens are ok!
> Use funds at your own discretion
> Unsecured & secured business loans
Over 40 Programs in 9 Categories
> 1 to 5 Year Loan Program 5.49% APR to 22.79% APR
> Business Line of Credit 5.99% APR to 13.5% APR
> SBA 7(a) Loan Program Rates 6.25% – 7.25%
> SBA 7(a) Commercial Real Estate Loan rate 5.25% – 6.50% APR
> Platinum Program Rates 12.99% to 14.99% APR
> Gold Program Factor Rates 1.18% to 1.46%
> Silver+ Program Factor Rates 1.18% to 1.46%
> Silver Program Factor Rates 1.20% to 1.46%
> Bronze Program Factor Rates 1.38% to 1.50%
> Real Estate Collateral Factor Rates 1.10 to 1.50%
SOME IMPORTANT FACTS ABOUT ALTERNATIVE BUSINESS LOAN
Typically, a borrower can apply for financing starting from $10,000 up to $500,000 and will only need a FICO score of 560. It takes 2 business days to approve loans and within 5 business days, you will have your funds deposited into your bank account but in case of ACH MCA Short Term Business Loan & Business Line Of Credit, it can get approval in same day with the submission of proper documents. The term of repayment can be from 4 months to 5 years for business loans Houston TX. Remember, these are unsecured loans to help you run your business. We have rates starting at 6% APR for the business line of credit, traditional loans starting 5.49% APR to 1.18 Factor rates.
THE BASIC BUSINESS MODEL
