Growing Small businesses through equipment financing
We understand the difficulty involved in getting the right equipment, especially as a start-up. Therefore we are dedicated to making it easy for you. We get rid of all the stress from the processes involved in getting funds for your equipment. Whether it’s a small vending machine or the big earth moving equipment, we have a financial plan for you. We are at the forefront of companies providing a financial solution for equipping small businesses. We provide equipment financing for different businesses across different kinds of industries. We might just be the solution your industry needs for that next project.
Save that money for bigger projects
– let us finance that equipment for you
First things first, let us take care of the ambiguity about equipment financing. Small business owners often make the mistake of associating equipment financing with heavy duty equipment. The truth is, construction equipment can be financed just like other small equipment.
Equipment financing covers all kinds of tools and resources minus building for small businesses. Whether it’s small equipment or the big and more complicated ones, we take care of all the costs.
Enjoy 100% financing program
You can enjoy 100% fast and flexible financing solution when you subscribe to our services. We make the process less bulky by merging all the costs into one financial agreement. These include some of the costs that may be associated with the purchase of equipment. From Tax to training cost, shipping and installation as well as soft inventory. We ensure that we cut down all the processes to reduce the amount of time you spend.
Our aim is to reduce out of pocket expenditure and ensure you manage your cash flow better.
We provide no obligatory quote for your next project
What is that next big project you wish to finance in the future? We can provide you a quote and request for pre-approval for when you’re ready to purchase. It is our desire to ensure that you get the needed finance for tomorrow’s project.
Equipment financial plan made easy
Our financial plan is designed with the aim of helping small businesses grow. This is why our equipment and financial plan is designed to make it easy.
- We provide financing for equipment up to the tone of $1,500,000
- We have very flexible payment terms of up to 84 months. This is to ensure we don’t overburden small businesses with heavy monthly fees.
- We take care of equipment financing; equipment leasing and provide working capital at very flexible terms.
- We provide equipment financing for your equipment whether it is new or used equipment.
- We offer small businesses the opportunity to differ their payment to a suitable time.
- We provide an avenue for businesses to manage their account online.
- We take care of potential expenditures that may occur with purchase to ensure the equipment financing is 100% free.
- When you sign up with us, you can enjoy instant credit options.
For more information, you can reach us via our customer care line or our business email. You can also visit our local office for more information about our services.
What can I finance?
Money Man 4 Business finances a broad range of new or used equipment and technology for commercial use including: computer hardware and software, office furniture, industrial equipment, commercial vehicles, medical equipment and more. We also offer working capital loans for nearly any business purpose.
What terms are available?
Money Man 4 Business offers leasing and financing agreements up to $1.5 million with terms up to 84 months. We also offer working capital loans up to $500,000 with flexible terms.
Can I include soft costs and services?
You may finance 100% of the soft costs, up to 30% of the total amount being financed. These soft costs and services might include delivery, installation, tax, maintenance and other expenses.
What information will I need to provide on the credit application?
The credit application will list all of the items that you need to provide including the following: information about the vendor or equipment supplier and your general business information including legal business name and address, contact name for the person executing the lease, guarantor information, estimated equipment cost or total estimated finance amount, and the equipment location.
What factors are used to determine credit worthiness?
The length of time in business, bank and financing references, business and credit bureau ratings are all used in the decisioning process. In order to offer the best products to our customers and offer processing efficiency, Money Man 4 Business utilizes third-party databases to acquire sufficient credit information during the application process.
Why did you request my personal guaranty?
Personal guarantors are typically required on closely-held companies to qualify for credit.
What is an authorized signature?
An officer of the company is often required to contractually obligate the company. The authority given an authorized signor is usually given by the board of directors or other governing body of the company, as reflected in a written resolution of that governing body.
Are there application fees?
Money Man 4 Business does not charge an application fee. Once your application has been approved, we do, however, charge one-time Consultant fee and the Funder may charge one-time documentation fee for processing and expenses related to credit reports, UCC filings, etc.
When is my first payment due and what is pro-rated charge?
Your payment obligation begins when we make payment for the equipment, also sometimes referred to as the commencement date. The pro-rated charge covers the interim period between the commencement date and the first due date of your regular billing cycle. The amount of the pro-rated charge is calculated as 1/30th of the regular scheduled payment amount, multiplied by the number of days in the interim period. Any advanced payments you might have paid will be applied to cover the regular scheduled payments and not the pro-rated charge. For more information, you may refer to the payments section of your agreement.
What are my options if I want to pay the account off early?
Although there is no contractual right to pre-pay, if you are not in default we can agree to an early termination upon your written request. The payoff amount will be calculated using a present value rate to discount the future payments due under the agreement, and there is no additional penalty or fee.
Do I need to insure the equipment?
If you are required to maintain insurance on the equipment or vehicle you will receive an email and a letter outlining the requirements and provide you with instructions on what to do if you already have insurance. We also offer automatic insurance where the equipment will be covered automatically under Money Man 4 Business’s insurance if you don’t provide your own insurance. Under Money Man 4 Business’s policy, you will be billed for the expenses by the Funder per your executed Equipment Financing agreement.
Can I make my payments with a credit card?
Yes, Most lenders accepts American Express®, Visa® and MasterCard®. Processing fees apply.
Call us at
888.88.CASH.1 ext: 0 (888.882.2741)
or Email us at