Got questions? Get straight answers.

We have programs for all U.S. states and Canada. The 12-Year Simple Loan Program is available for entities registered (or with a foreign entity) in AL, AZ, CA, DC, DE, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MO, MS, NC, NE, NH, NJ, NM, OH, OR, SC, UT, VA, WA, WI and WY.

In other states we offer the 1 to 5 Year Loan Program — a 60-month term, monthly repayment and funding up to $500,000 (see Programs & Rates).

Almost any type of business is eligible for our business loans and business lines of credit — from a home-based consultant to internet-based companies. Sole proprietorships are eligible too.

You must be in business for at least two months with income and sales, be in a for-profit industry and have a business bank account. We also have programs for not-for-profit businesses — please consult our agent for details.

Nearly any business purpose — start-up financing, working capital, equipment, inventory and hiring new staff.

Many customers like it because of the lower monthly payment. Paying just $100 per month more than your minimum can save you a lot in interest.

Yes. We run a credit report on the business owner during the application process. We also report monthly performance to the personal and business credit bureaus — an advantage that helps you build a stronger business credit profile.

• Minimum credit score by program: 1–25 Year Business Loan 650 · 12 Year Simple Business Loan 640 · SBA 7(a) & SBA 504 650 · Unsecured Personal & Business Financing 640 · Commercial & Investor Properties: no minimum credit score · MCA / short-term cash programs 500+. Only one business owner is required for the personal guarantee.
• Minimum $2,500 in sales per month for the last 3 months.
• Business established for at least 90 days.
• Minimum 15 transactions (debits) per month in the business bank account.
• Business owner must be at least 21 years old.

Yes. We allow tax liens up to $175,000 without a payment plan. With a payment plan, the tax lien amount does not matter.

We work with over 250 different types of businesses. Restricted industries include lenders, insurers, pawnbrokers, adult entertainment, property development and speculative businesses (real estate, commodities trading).

Money Man 4 Business offers $10,000 – $500,000 per entity, with terms between 6 and 60 months.

Businesses with over $15 million in yearly gross sales can receive up to $1,000,000 with terms up to 60 months.

Once we receive your required statements and signed application, our credit committee reviews your file. Within about 2 business days we present a Letter of Approval with 4 or more offers, by fax or email.

Offers range from $10,000 to $500,000. Applicants with over $15 million in yearly gross sales can receive offers up to $1 million.

Money Man 4 Business provides decisions in about 2 business days on average.

Funds typically reach your business bank account 3 to 5 days after we receive your signed contract by fax or email. Our process is quick and easy.

Common uses include building cash flow, purchasing inventory, paying back rent, buying equipment, launching a marketing campaign, hiring employees or general working capital. You are free to spend the money on whatever is best for your business.

With 40+ cash & business loan programs, every offer shows its repayment options — monthly, weekly or daily. You can also request specific options when you apply.

Automatic monthly deductions from your business checking account. Other forms of payment include (but are not limited to) check, cashier’s check and ACH. Call our agent at 888.88.CASH.1 Ext. 0 for details.

We are an independent sales office that provides loan programs to small and medium-sized businesses. NATIONAL MONEY MAN 4 CASH ADVANCE, LLC is our legal name, registered with the Texas Secretary of State in Austin.

We started in 2007 with a simple mission: help small businesses access capital. To date, we’ve helped leading financial institutions deliver over $5 billion nationwide.

Both. We offer cash advances too — and we do not require you to use our processor. Only the Grand Opening Program requires processing with our processor, Money Man 4 Integrity.

Our senior underwriters focus on time in business, annual gross sales and type of business. That gives us much more flexibility than a bank — we look at your business, not just a credit score.

No. Our business loan programs are not tied to your credit card processing.

Call 888.88.CASH.1 Ext. 0 or email cash@moneyman4business.com. Ready? Apply online here.