ACH MCA · Daily & Weekly Repayments

Business Loan & Cash Programs 40+ programs. One simple chart.

We have over 40 cash & business loan programs for your business financial solutions. We’re committed to your success — that’s why we created our at-a-glance chart to make it simple for you.

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Funding within 18 days
Daily, weekly & monthly options

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At a Glance 40+ Programs

Cash & loan programs

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40+ Cash & Business Loan ProgramsCredit Scores From 500+$5,000 to $750,000Terms From 6 to 36 MonthsPre-Approved in 1 Business DayFunded Within 18 Days

At a Glance

Pick the program that fits your business

Compare credit, repayment, requirements and loan amounts side by side.

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Best Rates

Platinum

Best rates & longest terms

Loan Amount $6,000 to $600,000+

Credit Score: 575+
Payback / Repayment: Daily / weekly; bi-weekly and monthly may be available with additional buy-rate points. Terms 6 to 36 months.
Requirements, Tax Liens & Judgments: Minimum gross sales $10K monthly, minimum 5 deposits per month, max 4 overdrafts / NSFs in the last 3 months.
Bankruptcy: 1 year or more dismissed / discharged on bankruptcy & foreclosure.
Time in Business: Minimum 1 year

Apply for Platinum

Gold

Highest loan amounts

Loan Amount $10,000 to $750,000

Credit Score: 580–619: loans of $50,000 or less · 620+: loans of $50,000 or more
Payback / Repayment: Daily / weekly and bi-weekly
Requirements, Tax Liens & Judgments: Minimum $3,000 average daily balance, average of 8 deposits a month on a 3-month average.
Bankruptcy: 2 years or more dismissed on bankruptcy & foreclosure.
Time in Business: Minimum 1 year

Apply for Gold

Silver +

For established businesses

Loan Amount $10,000 to $250,000

Credit Score: 600+
Payback / Repayment: Daily and weekly
Requirements, Tax Liens & Judgments: Average of 3 deposits per month.
Bankruptcy: 2 years or more dismissed on bankruptcy & foreclosure.
Time in Business: Minimum 3 years

Apply for Silver +

Silver

Easiest to qualify

Loan Amount $5,000 to $250,000

Credit Score: 500+
Payback / Repayment: Daily and weekly
Requirements, Tax Liens & Judgments: Minimum gross sales $10K monthly, minimum 5 deposits per month, 8 or fewer negative days and 14 or fewer overdrafts in the most recent 3 months.
Bankruptcy: Liens under $300,000 are accepted; liens above $50,000 must be on a payment plan.
Time in Business: 5 months or more (auto sales 1 year minimum, trucking 2 years minimum)

Apply for Silver

Not sure which program fits? Our specialists will help you choose.

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Pre-approved in 1 business day. Funded within 18 days.

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Click on a program to see detailed information.

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Business loan guides

Straight answers from our team in Houston, TX.

A guide to business loan rates in Houston, TX

Getting a business loan is always a daunting thing, and the most important thing to consider is the rate. Interest varies from one lender to another. Bank loans usually come with convenient rates — but getting one is difficult, and most applications from small business owners are turned down.

That’s why you should try Money Man 4 Business loan options before opting for bank loans. Our 40+ programs offer modest rates and flexible online repayment, from 4 months to 5 years depending on your needs. Rates depend on the amount you borrow and the repayment period you choose.

Choose the Platinum program starting at 5.49% APR, or the Gold program with factor rates starting at 1.18%. Your business must be established for at least 3 months, and most programs require no minimum bank balance. Our specialized agents help you choose wisely so the loan suits your budget and needs.

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Business line of credit — a guide for small business owners

You can’t make quality investments without adequate funds, which is why most businesses need financing. Many owners have less-than-perfect credit, so a flexible option like a business line of credit can be the right fit — repay in the short term and draw different amounts at different times.

Our business line of credit needs no collateral and no physical documents. Submit a virtual application with basic information about you and your business. Approval generally takes 10 minutes to three days (if additional documents are requested), and once approved the funds are transferred to your account.

Explore Line of Credit

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Pre-approval within 1 business day and complete funding within 18 days. Call, email or apply online.

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