Agreement between User and www.moneyman4business.com
Welcome to www.moneyman4business.com. The www.moneyman4business.com website (the “Site”) is comprised of various web pages operated by Money Man 4 Business (“MM4B”). www.moneyman4business.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of www.moneyman4business.com constitutes your agreement to all such Terms. Please read these terms carefully and keep a copy of them for your reference.
www.moneyman4business.com is a BLOG & Website.
Loan Packaging Service Money Man 4 Business Terms & Conditions
FEE DISCLOSURE FORM AND COMPENSATION AGREEMENT
For Agent Services In Connection With an SBA Disaster Assistance Loan
POLICIES AND REGULATIONS CONCERNING REPRESENTATIVES AND THEIR FEES
Purpose of this form: Section 13 of the Small Business Act requires that an SBA disaster loan applicant (“Applicant”) identify the names of persons engaged by or on behalf of the Applicant for the purpose of expediting the application and the fees paid or to be paid to any such person. 13 C.F.R., Part 103.5 requires any agent or packager to execute and provide to SBA a compensation agreement (“Agreement”). SOP 50-30, Appendix 14 defines how the reasonableness of fees may be determined. Each Agreement governs the compensation charged for services rendered or to be rendered to the Applicant in any matter involving SBA assistance. “Agent” includes a loan packager, accountant, attorney, consultant, engineer, architect, appraiser, or any other party that receives compensation from representing an Applicant for an SBA disaster loan.
SBA does not require an Applicant to engage the services of any Agent to file an application or close a loan. No fees or compensation will be reimbursed or paid by SBA to any Agent. If an Applicant chooses to employ an Agent, the compensation an Agent charges to and that is paid by the Applicant must bear a necessary and reasonable relationship to the services actually performed and must be comparable to those charged by other Agents in the geographical area. Compensation cannot be contingent on loan approval. In addition, compensation must not include any expenses which are deemed by SBA to be unreasonable for services actually performed or expenses actually incurred. Compensation must not include charges prohibited in 13 CFR 103 or SOP 50-30, Appendix 14. If the compensation is determined by SBA to be unreasonable, the Agent must cancel the compensation, or refund to the Applicant any portion the Applicant already paid. In cases where SBA deems the amount of compensation unreasonable, the Agent must reduce the compensation to an amount SBA deems reasonable, refund to the Applicant any sum in excess of the amount SBA deems reasonable, and refrain from charging or collecting directly or indirectly from the Applicant an amount in excess of the amount SBA deems reasonable. Violation by an Agent of any of these rules may result in SBA’s suspension or revocation of the Agent’s privilege of conducting business with SBA.
The following are not considered Agents for purposes of this Agreement and, therefore, are not required to complete this Agreement: 1) Applicant’s accountant for the preparation of financial statements or tax returns required by the Applicant in the normal course of business and not related to the loan application; 2) Any professional retained by Applicant for services required by the Applicant in the normal course of business and not related to the application or loan closing. Direct costs associated with document preparation in connection with the loan closing do not need to be reported in this Agreement. Instructions on completion of this form: This form must be completed in connection with a loan application if the Applicant has paid (or will be paying) compensation to an Agent in excess of the following amounts:
$500 for a disaster home loan
$2500 for a disaster business loan
If the compensation exceeds these amounts, the Agent must provide an itemization and justification of the services performed. There must be a completed Agreement for each Agent compensated by the Applicant. If the certifications are made by a legal entity other than an individual (e.g., corporation, limited liability company), execution of the certification must be in the legal entity’s name by a duly authorized officer or another representative of the entity; if by a partnership, execution of the certification must be in the partnership’s name by a general partner.
$2,500 fee is the compensation to MM4B for submitting or assisting with the SBA Economy Injury Disaster Loan (EIDL) for one of the following new application submissions, request reconsideration of existing SBA EIDL, or request for appeal for an existing SBA EIDL application. MM4B new application service includes submitting new applications online, completing the following documents: SBA schedule of liability form SBA 2202, US IRS 4506T, and SBA form 3502 reviewing any documents to be submitted regarding EIDL to the SBA.
$2,500 fee is the compensation to MM4B for SBA EIDL reconsideration & appeal submission. Services are the following: submitting one request for reconsideration or appeal for existing SBA EIDL applications, completing the following documents: SBA schedule of liability form SBA 2202, US IRS 4506T, and SBA form 3502 reviewing any documents to be submitted regarding EIDL to the SBA.
Any additional services are based on a $300.00 hourly rate and are calculated per occurrence to the nearest 10th of the hour. All fees including the base fees of $2,500 and additional fees are due within 48 hours of the SBA EIDL being deposited in the Merchants or USER bank account. Additional services are described, but not limited to only the following Writing or editing Narrative letters, resolutions, research USER’s entity with local Government, State, and Federal agencies or departments, review of legal documents, or any other workflow tasks requested or required that is not mentioned or described services for New SBA EIDL submission, SBA EIDL reconsideration & appeals.
The USER or Merchant is responsible to communicate by email to firstname.lastname@example.org within the first 48 hours of receiving the SBA EIDL funding. MM4B will generate an invoice and process the payments as ACH debit from the User or Merchant bank account. Any unpaid invoices generate a 6% of the outstanding invoice balance late fee per month. Anytime the USER or Merchant can terminate MM4B but the initial base compensation of $2,500 and any additional fees generated prior to the USER or Merchant terminating services are due at the time USER or Merchant terminates MM4B services.
If the USER or Merchant makes a misrepresentation of any information for SBA EIDL and the application is not approved by the SBA the base fee of $2,500 and any additional fees generated will be due and processed as ACH debiting the USER’s or Merchant bank account.
PLEASE NOTE: The estimated burden for completion of this Form 159D is 5 minutes per response. You are not required to respond to this information collection unless it displays a currently valid OMB approval number. Comments on the burden should be sent to U.S. Small Business Administration, Chief, Administrative Information Branch, Washington, D.C. 20416, and Desk Officer for SBA, Office of Management and Budget, New Exec. Office Building, Room 10202, Washington, D. C. 20503. (3245-0201). PLEASE DO NOT SEND FORMS TO OMB.
Written Agreement for Financial Consultant Services
Offering Information & Marketing various Business, Personal Financial, Financial Consultant services. MM4B may require a minimum of 36 months of Consultant services and required electronic signatures.
Electronic, Ring-less Voice Messages, SMS/Text Messaging, Fax & Phone Call Communication
Visiting www.moneyman4business.com making any type of Inquire online or sending emails to MM4B constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing. You consent to MM4B to communicate Single & Robotic: ring-less voice mail messages, SMS/Text messaging, phone calls & emails. To cease any type of communications must be requested by call 281.763.2294 ext. 0 to make request & and certain request may be required by MM4B for you to follow up your request with email to MM4B by emailing: email@example.com.
Children Under Thirteen
MM4B does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use www.moneyman4business.com only with permission of a parent or guardian.
Links to Third Party Sites/Third Party Services
www.moneyman4business.com may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of MM4B and MM4B is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. MM4B is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by MM4B of the site or any association with its operators.
Certain services made available via www.moneyman4business.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the www.moneyman4business.com domain, you hereby acknowledge and consent that MM4B may share such information and data with any third party with whom MM4B has a contractual relationship to provide the requested product, service or functionality on behalf of www.moneyman4business.com users and customers.
No Unlawful or Prohibited Use/Intellectual Property
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of MM4B or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. MM4B content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use and will make no other use of the content without the express written permission of MM4B and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of MM4B or our licensors except as expressly authorized by these Terms.
The Service is controlled, operated and administered by MM4B from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the MM4B Content accessed through www.moneyman4business.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
You agree to indemnify, defend and hold harmless MM4B, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. MM4B reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with MM4B in asserting any available defenses.
In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, any Contract or agreements executed by both parties or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by an arbitrator and administered by the American Arbitration Association handled per according to the laws in the State of Texas. Any arbitration, dispute resolution, or Court proceeding shall take place in Harris County, Houston, Texas.in the State of Texas. This agreement and the laws therein are based upon the rules, laws, and regulations in the State Texas. If any dispute should arise, the dispute shall be handled per according to the laws in the state of Texas. Any arbitral the arbitrator’s award shall be final, and judgment may be entered upon it in any court having jurisdiction. If any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney’s fees. The parties agree to arbitrate all disputes and claims regarding these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.
Class Action Waiver
Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and MM4B agree otherwise, the arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. MONEY MAN 4 BUSINESS AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
MONEY MAN 4 BUSINESS AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. MONEY MAN 4 BUSINESS AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
MM4B reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Texas and you hereby consent to the exclusive jurisdiction and venue of courts in Texas in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and MM4B as a result of this agreement or use of the Site. MM4B’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of MM4B’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by MM4B with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and MM4B with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and MM4B with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
Changes to Terms
MM4B reserves the right, in its sole discretion, to change the Terms under which www.moneyman4business.com is offered. The most current version of the Terms will supersede all previous versions. MM4B encourages you to periodically review the Terms to stay informed of our updates.
NOTICE: New California legislation requires that we inform CA borrowers when we refer or Consultant to you without a California Finance Broker License. Accordingly, we’re informing you that National Money Man 4 Cash Advance LLC has either not yet been licensed as a finance broker by CA or is in the process of applying to be licensed.
NOTICE: YOU SHOULD ENSURE THAT YOU UNDERSTAND ALL TERMS ANY LOAN OFFER THAT IS RECOMMENDED OR SUGGESTED TO YOU BEFORE AGREEING TO THE LOAN TERMS. IF YOU WISH TO REPORT A COMPLAINT ABOUT ANY LOAN TRANSACTIONS, YOU MAY CONTACT THE DEPARTMENT OF BUSINESS OVERSIGHT AT 1.866.275.2677 1-866-ASK-CORP, OR FILE YOUR COMPLAINT ONLINE AT www.dbo.ca.gov.
MM4B welcomes your questions or comments regarding the Terms:
Money Man 4 Business
363 North Sam Houston Parkway East, Suite 1100
Houston, Texas 77060
281.763.2294 ext. 0
Effective as of November 01, 2007. Revised 02/15/2018