WHEN BANK SAYS NO WE SAY YES!
Monthly Payments!
Up to $500,000 No Collateral Required
Up To 10 years term
Business Loans Overview
- CASH FLOW
SBA 7(a) Business Loan Program
- SBA 7(a) Loan Program up to $5 million Current Prime + 3% variable rate
- Minimum Experian Credit Score 650
- Minimum 18+ months in business
- Gross $30k Annually
Loan Amount: $350,000
Monthly Payment: $4,821
Loan Term: 10 Years
Loan Amount: $275,000
Monthly Payment: $3,788
Loan Term: 10 Years
1-25 Year Business Loan Programs
- Term Loans from $50K – $15 Million
- Pay by Check or automatic draft
- Rates starting at prime plus 9.99%
- Terms 5 to 25 Years
- Minimum 6 months in business
- Monthly Payment
- Must be operating with revenue for a min of 6 months
- Must have a FICO Score of 575 minimum on EQUIFAX or zero credit
- Have less than $3,000 in past due debt (collections, unpaid medical bills, tax liens, judgements or charge off accounts)
- No bankruptcies in the past 12 months or foreclosures in the past 24 months
- No late payments on your rent/mortgage in the past 12 months
- Meet the average monthly business cashflow requirement of 3.5k for home based business and 6k for commercial space.
SBA Working Capital & Consolidation Loan
- Loan Amount: $30,000.00-$350,000.00
- No minimum credit score requirement
- Start ups only require a 5% – 10% injection from the borrower
- Bankruptcy discharged must be 3 years or older
- No collateral required
- Rate: 9.50%-13.25% (determined by underwriting depending on risk rate)
- Term 10 years
- No prepayment penalty
- Nationwide Lender
- Acquisitions, Existing, and Start Up loans for business owners
SBA 504 Business Loan Program
Benefits:
- Loans from $30,000 – $5 Million
- Interest rates Current Prime + 3% variable rate
- Low Rates for 20 – 25-year term
- Multiple loans can be consolidated and/or refinanced
- Cash out available up to 90% LTV &
- Up to 20% of the appraised value can be cashed out for working capital
Eligibility
- Business at least 24 months old
- Debt being refinanced must be a commercial loan.
- 51% or more owner-occupied
Business Line Of Credit
- Credit lines up to $5 Million
- Average 6% to 14%, terms upto 36 months with indefinite terms
- Monthly repayments
- Minimum score 575
- Business Line of Credit for Eating / Drinking & Retail Businesses that require Inventory (excluding apparel businesses)
3 Different Lines of Credit:
- Lines backed by Account Receivables.
- Lines back by Inventory.
- Lines Offers a continuous source of working capital
FREE, No Obligation, Pre-Approval Analysis for your business & loans.
Please note that your information is saved on our server as you enter it.
FREE, No Obligation, Pre-Approval Analysis for your business will not affect your credit score.
*We will not access your consumer credit report for this Pre-Approval Analysis Questionnaire. Accurate answers are very important and will save you from unnecessary credit inquires. After the Questionnaire is completed. We will show you what programs you Qualify for on the screen with links to program information.
See how people trust us
Invoice Factoring – Factoring Receivables. NO Minimum FICO, Up to $5 million.
1 to 25 Year Business Loan Program up to $15 million rates starting at prime plus 9.99%,
Business Line of Credit up to $5 Million 6% – 14% Up to 36 months in terms and Indefinite Terms
SBA 7(a) Loan Program up to $5 million Interest rates Current Prime + 3% variable rate, Minimum FICO 650
Commercial/Investment Real Estate Loan Program up to $5 million.
ACH MCA – Daily & Weekly repayments & Business Loan Programs. 1.18 to 1.50 Factor Rates. Minimum FICO 500, Up to $300,000.
SMALL BUSINESS LOANS IN HOUSTON, TX
Since 2007, Money Man 4 Business has been helping business owners like you, Let us help you!
Factors For Approval
> Type of Business
> Time In Business
> Annual Gross Revenues
Fast Decision
> $10,000 to $500,000
> Up to $850,000 No Collateral required
> 4 to 60 month terms
> Fully Automated Process with various options, Including monthly payment
Fast Decision
> Approval can be in a single business day
> Funding in 5 business days
> The quickest in the Industry
About Our Loans
> Up to 175K Tax liens without payment agreement is ok!
With Payment agreement unlimited Tax liens are ok!
> Use funds at your own discretion
> Unsecured & secured business loans
Over 40 Programs in 9 Categories
> 1 to 25 Year Loan Program rates starting at prime plus 9.99%
> Business Credit lines up to $5 Million, average 6% to 14%
> SBA 7(a) Loan Program Current Prime + 3% variable rate
> SBA 7(a) Commercial Real Estate Loan Current Prime + 3% variable rate
> Platinum Program Rates 12.99% to 14.99% APR
> Gold Program Factor Rates 1.18% to 1.46%
> Silver+ Program Factor Rates 1.18% to 1.46%
> Silver Program Factor Rates 1.20% to 1.46%
> Bronze Program Factor Rates 1.38% to 1.50%
> Real Estate Collateral Factor Rates 1.10 to 1.50%
SOME IMPORTANT FACTS ABOUT ALTERNATIVE BUSINESS LOAN
Typically, a borrower can apply for financing starting from $10,000 up to $500,000 and will only need a FICO score of 560. It takes 2 business days to approve loans and within 5 business days, you will have your funds deposited into your bank account but in case of ACH MCA Short Term Business Loan & Business Line Of Credit, it can get approval in same day with the submission of proper documents. The term of repayment can be from 4 months to 5 years for business loans Houston TX. Remember, these are unsecured loans to help you run your business. We have rates starting at 6% APR for the business line of credit, traditional loans starting 5.49% APR to 1.18 Factor rates.
THE BASIC BUSINESS MODEL
