SBA 7(a) Business Loan Program

SBA 7(a) Loan Program From Money Man 4 Business

Long, flexible repayment for small to medium size businesses. Check your eligibility in less than 3 minutes with our Eligibility Survey.

  • Pre-approved within 2 business days
  • Funded in 5–15 business days
  • Closing costs can be included
Loan amounts up to
$0M
25 yrs Real estate terms
Prime + 3% Variable rate
Trustpilot 5 star reviews Rated Excellent by our clients John Guillory John GuilloryCFO · Ask for JJ
Trustpilot 5 star reviews Loans up to $5 MillionUp to 25-Year Real Estate Terms10–15 Year Terms for Non-Real EstateClosing Costs Can Be FinancedPre-Approval in 2 Business DaysSBA Backed Since 1953
Best for Small to Medium Size Business Owners

Longer, flexible repayment for growing businesses

SBA 7(a) can be very useful for small to medium size businesses thanks to its longer and flexible repayment period. At Money Man 4 Business we make sure you get the best program at the best rate for your business growth and success — and you can check your eligibility in about 3 minutes with our eligibility survey.

What is the SBA 7(a) loan program?

An SBA loan is a government-guaranteed small business loan with a long term and a low interest rate. The Small Business Administration (SBA), founded in 1953 to help entrepreneurs across the United States, partially guarantees these loans.

Rates vary from bank to bank and lender to lender, but the SBA sets the maximum interest that can be charged. SBA loans from banks in the Money Man 4 Business network have variable interest rates that depend largely on the amount you need.

1953

The SBA has helped U.S. entrepreneurs since 1953

Features

Built for long-term growth

Bigger amounts, longer amortization and flexible collateral.

Amounts up to $5 million

From $30,000 for working capital up to $5 million.

Up to 25 years for real estate

Long terms for owner-occupied commercial property.

10–15 years for non-real estate debt

Comfortable terms for working capital and equipment.

Prime + 3% variable

Current Prime + 3% variable interest rate.

Longer amortization

Lower monthly payments that protect cash flow.

Collateral flexibility

No collateral required, depending on the case.

Closing costs included

Closing costs can be rolled into the loan.

SBA guaranteed

Partially guaranteed by the U.S. Small Business Administration.

Use of Proceeds

One loan, many ways to grow

From day-to-day cash flow to buying the building you operate in.

  • Cash flow & working capital
  • Business acquisitions
  • Business expansion
  • New franchise financing
  • Machinery & equipment acquisition / refinancing Up to 100%
  • Line of credit restructuring & lease refinancing
  • Real estate acquisition or refinancing (51% owner-occupied) Up to 90%
  • Construction loans Up to 90%
Estimate & Real Results

What would your monthly payment be?

Slide to estimate — then see real SBA 7(a) loans we’ve funded.

Payment estimator

$30,000$5,000,000
Term
Estimated monthly payment $0
Get My Real Rate

Estimate only — not an offer. Actual rate, term and payment are set by the lender after underwriting.

Recent fundings

Recent Funding 01
$0
Monthly
$4,821
Term
10 Years
Recent Funding 02
$0
Monthly
$3,788
Term
10 Years
Recent Funding 03
$0
Monthly
$1,378
Term
10 Years
Trustpilot 5 star reviewsRated Excellent by our clients
SBA 7(a) Advantages

Three ways businesses use SBA 7(a)

Through banks in the Money Man 4 Business network.

$30,000 – $5 million

Working capital & equipment

Use for debt refinancing and working capital — operating costs, advertising, hiring and more — or to purchase new equipment.

Non-real-estate debt

Business debt refinancing

Refinance existing business debt not secured by real estate — for example loans, business cash advances and existing equipment leases.

$400,000 – $5 million

Commercial real estate

Buy or refinance business property that is 51% owner-occupied.

Qualify

Eligibility & required documents

Have these ready and your file moves faster.

Eligibility

  • Must be a U.S.-based business
  • In business 13+ months (2 years business tax returns)
  • Credit score of 650 or above
  • Minimum gross annual revenue of $30K+
3 Minutes Eligibility Survey

Required documents

  1. 1 Six months of bank statements + current month-to-date statement
  2. 2 Two to three years of business tax returns
  3. 3 Three years of personal tax returns for each owner
  4. 4 Current year-to-date P&L / balance sheet dated within the last 30–60 days
  5. 5 Schedule of Liabilities (include loans like SBA EIDL) Download
  6. 6 Color copy of U.S. government-issued ID (both sides of driver’s license)
  7. 7 Copy of your Experian credit report Experian
  8. 8 Money Man 4 Business application Apply
Mr. John Guillory
Talk to a Real Person

Speak with our CFO

Mr. John GuilloryChief Financial Officer

It’s very simple to make an inquiry online or take a 3-minute eligibility survey on our website — or just call us at 888.882.2741 Ext. 0 (888.88.CASH.1 Ext. 0) and ask for Mr. John Guillory.

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Get Started Here

We are here for you

Call us today — we’ll assist with any questions or application requirements. Loans are pre-approved within 2 business days with complete funding in 5 to 15 business days. If your call goes to voicemail, we’ll call you back as soon as possible.

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