Unsecured Business / Personal Financing

Unsecured financing — no collateral needed Loans up to $300K

Need an unsecured personal or business loan? We work with the country’s most active lenders in the United States and connect you with the best options for your current situation.

  • No up-front fees
  • Soft inquiry — no credit score impact
  • No prepayment penalties
Trustpilot 5 star reviewsRated Excellent by our clients
Loan Snapshot Unsecured
$0K
Borrow up to, unsecured
0%
Programs starting at, for 12 months
0 mo
Terms from 6 to 60 months
~0 days
Typical process (business days)
Trustpilot 5 star reviews Borrow Up to $300,000 UnsecuredNo Up-Front FeesNo Business Plan RequiredNo Restrictions on Use of FundsLive Support 7 Days a WeekAvailable Nationwide
Unsecured Personal Loans

We help you get the financing you need

If you need an unsecured personal loan, we can help you get the financing you need. We work with the country’s most active lenders in the United States. When you apply with us, we work to connect you with the best options available according to your current situation.

  • Available all over the country
  • No annual fee (in most cases)
  • Minimal documentation required
  • Competitive rates
  • Get the money you need quickly
  • From 6 to 60 months for loans
  • Cutting-edge security & confidentiality
  • Can include a revolving credit line
  • Expert guidance
We help you get the financing you need
Why Choose Our Personal Loan

Built to leave you in a better position

Our mission is always to leave you in a better position than when you started your loan search.

Serious savings

Various programs — starting at 0% for 12 months, with an overall average of 6% APR.

Easy approvals

We won’t ask for a business plan or unnecessary documents.

No up-front fees

Free and no obligation for information and approved options.

Convenience

Save time, eliminate unnecessary credit inquiries and enjoy a very rapid process.

Other benefits

No restrictions on use of funds, borrow up to $300,000 unsecured, no prepayment penalties.

Credit considered

Options for credit ratings above a 680 score — we’ll help you find a solution adapted to your situation.

Easy experience

Simple online application and access to live customer service 7 days a week.

Better credit

Borrowers increased their credit score by 31 points on average by paying off credit card debt.

Trustpilot 5 star reviews

Thousands of business owners trust Money Man 4 Business

Check My Options
Your Goals

You can take control of your finances

A personal loan through us can help you achieve your financial goals.

Take control of your finances

Take control of your finances

A personal loan through us can help you achieve your financial goals.

Pay off credit cards

Pay off credit cards

Refinance your credit cards with a personal loan and set the date you can be debt free.

Consolidate your debt

Consolidate your debt

Simplify your life with a single monthly payment through an affordable fixed-rate loan.

Improve your home

Improve your home

Start your home improvement project now, without waiting for a mortgage or line of credit.

Cover major expenses

Cover major expenses

Pay an unexpected expense or larger purchase in fixed installments instead of using a credit card.

How Does It Work

Apply from anywhere. Get your money fast.

  1. 1

    Apply online in minutes

    Tell us about yourself and how much you want to borrow.

  2. 2

    Select a loan offer

    Review monthly payment and interest rate options and choose the one you like most.

  3. 3

    Get your money

    Your loan is automatically deposited into your bank account.

Qualify

Loan requirements & documents

Simple criteria — being in business is not required.

Loan requirements

  • Minimum personal credit score of 680
  • Being in business is not required
  • You must have a full credit report
  • 2 years of personal income tax returns
  • Optional: 2 years of commercial tax returns
  • Planning to start a business is good and acceptable

Documents required

  1. 1 Tri-merge credit report dated less than 30 days
  2. 2 Money Man 4 Business application Apply
  3. 3 Color copy of applicant’s government ID
  4. 4 2 years of personal income tax returns
  5. 5 Optional: business tax return
Trustpilot 5 star reviewsRated Excellent by our clients
Frequently Asked Questions

Questions? We’ve got answers.

01How fast can I get a loan?

The whole process usually takes about 7 business days. In some cases it may take a little longer, depending on what you need from us. You can complete the whole process from home — or even your phone.

Once your loan is approved and supported by investors, your money is automatically deposited into your bank account. Depending on your bank, this step may take a few more days.

02Will it affect my credit score?

Soft inquiries to your credit profile do not affect your credit score.

03What happens after checking my rate?

Choose your offer. If you qualify you’ll receive several loan offers, each showing the loan amount, interest rate, annual rate, monthly payment and term (36 or 60 months).

Complete the application and check your information. We ask for your social security number and information about your income and employment. If we need additional documents we’ll let you know in your task list.

Get your money. Once approved and supported by investors, funds are deposited automatically into your bank account.

04Is there an origination or prepayment fee?

No. We want to simplify things for our members, so we do not have setup fees, closing costs or prepayment penalties.

Talk to Us

Ready to check your options?

Call us, email us, or send an inquiry — no up-front fees and no obligation.

Trustpilot 5 star reviews