Expanding? Buy or refinance commercial real estate

Low-Cost SBA 7(a) Commercial Real Estate Loan Low rates. Long terms. No balloon payments.

Purchase or refinance owner-occupied commercial real estate — and refinance business debt — with top-notch customer service that sets Money Man 4 Business apart.

  • Pre-approval in under 10 minutes
  • No impact on your credit score
  • Direct access to our CFO
Trustpilot 5 star reviewsRated Excellent by our clients
Loan Snapshot SBA 7(a)
$0M
Maximum loan amount
0 min
Pre-approval
0 days
Average funding after LOA (business days)
0%
Owner-occupied minimum

*Loans have a variable rate of Prime + 1.50% – 2.75%

Trustpilot 5 star reviews Loans from $400,000 to $5 MillionPurchase or RefinanceNo Balloon PaymentsPre-Approval in Under 10 MinutesFunding in ~28 Business Days After LOAWork Directly With Our CFO
SBA 7(a) Business Loan Program Explained

Purchase or refinance commercial real estate with Money Man 4 Business

Perfect timing for SBA 7(a) loans — current rates are Prime + 3% variable.

Money Man 4 Business has the right options for small businesses looking to refinance an existing business mortgage, purchase a new office building or buy an owner-occupied commercial location.

Pre-qualify in minutes, get a Letter of Approval you can negotiate with, and close with a team that walks you through every step.

  • Refinance an existing business mortgage
  • Purchase a new office building
  • Buy an owner-occupied commercial location
  • Refinance business debt
Purchase or refinance commercial real estate with Money Man 4 Business
How It Works

Five steps from pre-qualify to funded

A clear path, with our CFO beside you the whole way.

  1. 1

    Pre-qualify for an SBA 7(a) CRE loan

    Under 10 minutes

    Get your pre-approval in less than 10 minutes without impacting your credit score. Fill out the online application, fax or email it, and we’ll send your pre-approval for an SBA commercial real estate loan from $400,000 to $5 million.

  2. 2

    Provide financial information

    You’ll work directly with our Chief Financial Officer, John (JJ) Guillory, who advises you all the way to funding.

  3. 3

    Accept your Letter of Approval

    LOA

    Your Letter of Approval (LOA) details the SBA commercial real estate loan — use it to negotiate terms with the property seller or your existing lender.

  4. 4

    Commercial property appraisal

    For the property you’re purchasing, refinancing, negotiating or building, a professional appraisal validates the true market value. We walk you through the entire process.

  5. 5

    Get funded

    ~28 business days

    JJ and the team work with you through closing. Funds are wired for closing on average 28 business days after your Letter of Approval is generated.

What It Costs

Low rates, long terms and no balloon payments

An SBA commercial real estate loan through Money Man 4 Business keeps your payments predictable.

Low rates

Variable rate of Prime + 1.50% – 2.75%.

Long terms

Long repayment periods keep monthly payments manageable.

No balloon payments

Predictable payments — no surprise lump sum at the end.

How much do you need for your commercial real estate loan?

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Qualifications

Do you qualify?

Commercial real estate must be majority owner-occupied — 51% or more of the square footage you’re purchasing or refinancing must be occupied and used by your business.

You’ll need

  • 51%+ owner-occupied property
  • 2+ years in business
  • Owners are U.S. citizens or legal permanent residents
  • Personal credit score above 650
  • Existing cash flow that demonstrates & supports loan payments

You can’t have

  • Prior bankruptcies, short sales or foreclosures in the last 3 years
  • Any existing default on government-backed loans
  • Existing tax liens
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Ready When You Are

Own your space. Lower your costs.

Apply now — or meet some of the small business owners we’ve helped.

Trustpilot 5 star reviews