Investment property owners
Who want to buy, upgrade or get cash out of their investment properties.
Email Now: cash@moneyman4business.com Call Now: 888.882.2741Ext-0
Commercial & Investment Real Estate Loans 
Rated Excellent by our clients
Real estate backed loans without the bank runaround
Money Man 4 Business specializes in helping clients who want an alternative to traditional bank financing — fast, flexible loans secured by real estate for investors and business owners.
- No minimum credit score
- Same-day decisions possible
- Foreign nationals welcome
Rated Excellent by our clients
Typical Terms
Direct Lender Partners
$0M
Maximum loan amount
0%
LTV of as-is value
0 yrs
Amortization
0 yrs
Interest-only option
Loans from $50,000 to $20,000,000No Minimum Credit ScoreSame-Day Approval Decisions PossibleFixed or Floating RatesForeign Nationals WelcomeBankruptcy / Receivership OKInconsistent Income OK
Why Money Man 4 Business
Smooth, swift access to real estate backed loans
We partner with direct specialty lenders — the majority of a client’s loan is not immediately sold to another company.
Money Man 4 Business is focused on helping business owners, real estate owners and entrepreneurs get smooth and swift access to real estate backed loans — and on educating them on innovative best practices.
Real estate investors often face rigorous, difficult processes at traditional banks, frequently get denied, and even when approved the money comes with covenants and hard-to-swallow terms. We provide faster access to loans so borrowers can secure new property, increase the value of existing property, or raise capital to run a business — with flexible terms, so people from all walks of life can apply and get a loan in the quickest possible way.
Same Day
In the best case, borrowers can get a loan approval decision on the same day.
- Decisions based on loan-to-value, not credit score or income
- Loan officers walk first-time borrowers through every step
- Relationships over churning out loans
Loan Uses
One loan program, many investment projects
Though the loans are backed by the value of existing real estate, the program can finance projects such as:
Fix-and-Flip
Multi-family purchase
Cash-out
Investment residential rehab
New construction
Bridge loans until SBA or other funding is acquired
Long-term rental improvement
Company expansion & much more
Two Client Types
Real estate loan services for two categories of clients
Business owners
Needing cash to improve or expand their facilities, meet working capital needs, smooth seasonal cash flows, buy inventory or pay business expenses.
Both categories are secured by a first lien against real estate, with existing liens paid from proceeds. No proceeds may be used for personal use.
Our Programs
Residential investment & commercial loan programs
Through partnerships with lenders who specialize in real estate, we offer commercial and investment residential programs built around your situation.
Investment Residential Investment Residential Loan Program
For purchasing, refinancing or cash-out on rental properties. We structure loans around individual financial circumstances — every client is unique and timing makes the difference.
- Customizable term length
- Competitive interest rates
- Competitive LTV
- No minimum credit scores
- Quick funding
- Appraisal required
- Purchase, refinance or cash-out
- Proceeds used to improve or purchase non-homestead properties
Commercial Commercial Loan Program
Expertise and financing to purchase almost any kind of commercial property — office buildings, storage buildings, warehouses, strip malls and convenience stores. Many owners have used it to expand into multiple locations and gain working capital.
- Customizable term length
- Fixed or floating interest rates
- No minimum credit scores
- Quick funding
- Appraisal required
- Proceeds used for business purposes
First-Time Borrowers Welcome
A level playing field — and a simple process
Building a relationship matters more than churning out loans. Our loan officers walk you through every step and help you choose the best type of loan.
-
1
Talk to a loan officer
We learn your goals and help you pick the right loan type.
-
2
Property appraisal
Required before finalizing — usually the longest step if you don’t already have one.
-
3
LTV-based decision
Amounts and terms are set by loan-to-value — not credit score or income.
-
4
Close & fund
Same-day decisions are possible in the best case, followed by quick funding.
The higher the value of the property, the larger the loan amount we can offer. Loans typically run one to five years, with the option of interest-only for up to two years.
Term Sheet
Typical transaction terms
A transparent snapshot of how our real estate loans are usually structured.
Typical transaction terms
- Loan Type
- Landlord or business loans on non-homestead real estate
- Loan Amount
- $50,000 to $20,000,000
- Property Value
- Minimum combined value of $150,000
- Loan Terms
- 1–5 years, amortized over 20 years / interest-only up to 2 years
- Lender Origination Fees
- 2%
- Loan-to-Value
- 70% of as-is value / 50% on raw land (where available)
- Interest Rates
- 5–14% fixed, or floating rate available
- Income Producing?
- Any
- Credit History
- Any
- Citizenship
- We work with foreign nationals
- Bankruptcy / Receivership
- OK
- Inconsistent Income
- OK
Interest Rates
“What is your interest rate?”
It’s the first question most clients ask — but we believe it belongs at the end of the conversation, not the beginning.
Unlike primary-residence loans, each loan is looked at individually, and every rate is specific to the loan. Every lender weighs the loan profile differently; Money Man 4 Business prioritizes risk first.
Rated Excellent by our clientsWhat we look at, in order
- 1 Loan-to-value (LTV) and spread of the loan
- 2 Location of the property
- 3 Type of property
- 4 Condition of property
- 5 Occupancy of property
- 6 Credit history of the borrower
Brokers & Partners
Easy broker and partnership programs
Bring us your clients — we close fast, keep it simple and pay a commission.
- Origination points to Money Man 4 Business
- 2%
- Points to broker
- As determined by the broker
A separate contract with the client may be required if broker points are greater than 5%. Broker points are paid at closing and are not considered origination points.
Money Man 4 Business will help you by:
- Closing fast
- Keeping it simple
- Accepting all credit scores
- Getting your difficult deals done
- Lending to first-time borrowers
- Paying a commission
- Considering outside appraisals
- Origination points to lenders required
- 2%
- Partner payout
- Up to 1% if desired
Money Man 4 Business will help you by:
- Closing fast
- Keeping it simple
- Accepting all credit scores
- Getting your friends’ and colleagues’ deals done
- First-time borrower programs
- Attracting more buyers to your listings
- Helping you sell more homes
Let’s Talk Real Estate
Ready to put your property to work?
Call us, email us, or apply online — a loan officer will walk you through the best option for your property and goals.
Fast, simple access to working capital — 40+ cash & business loan programs for small & medium-size businesses since 2007.
Call Toll Free888.88.CASH.1 Ext. 0
Email Uscash@moneyman4business.com
Rated Excellent on Trustpilot
Office Hours (CT)Mon–Thu 10:30–7:30 · Fri 9–6
Rated Excellent on Trustpilot
MONEY MAN 4 BUSINESS © 2007 - 2026 Copyright. All Rights Reserved.
We are an Independent Sales Organization (ISO) that markets sales underwriting programs for various companies.
Address: 363 North Sam Houston Parkway East, Suite 1100, Houston, Texas 77060
Local Phone: 281-763-2294 Ext-0, Toll Free: 888.88.CASH.1 ext-0, Phone: 917-722-8111
To all residents of the USA including California residents. We do not sell or Trade your private social security, State Identification information or any personal Financial income information.
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