12-Year
Simple Loan
Program

12 years to pay means a low monthly payment.

We provide business financing with no personal collateral requirements and flexible monthly repayment terms.

Rates from 19.99%
Stated up front
Up to 12 years
Low monthly payment
Consolidate MCA
One low payment
Fast eligibility test
Takes just a few minutes
Up to $500,000
For your business needs
Rates start at 19.99%
Low monthly payments over 12 years
RATES START AT 19.99%

The 12-Year Simple Loan in 60 seconds

12 years to pay means a lower monthly payment. Refinance MCA loans and put your personal and business debt into one payment.

  • Refinance or consolidate MCA loans
  • Consolidate personal + business debt into one payment
  • Up to 12 years = low monthly payment
  • Rates start at 19.99%

Financial programs built around your business

Stuck with expensive MCA payments? Refinance or consolidate your MCA loans, and combine personal and business debt into one loan with up to 12 years to pay. A longer term means a lower monthly payment, and rates start at 19.99%, so you can focus on what matters most: building your business.
Seasonal Business Financing Borrow Around the Revenue Cycle

You’re more than your credit score

We look at your entire business profile, not just your credit score. Traditional credit scores don’t always tell the full story. Our programs take a more complete view of your business so you have a better chance of getting the funding you need to grow.

Know where you stand — instantly

Find out if you’re eligible in just a few minutes with our simple online eligibility check. Pre-approval results can be available within 24 hours, so you can move forward with confidence.

Industry-leading business financial program features

  • Loan terms up to 12 years
  • Rates start at 19.99%
  • Refinance or consolidate MCA loans
  • Consolidate personal + business debt
  • Approval can be within 24 hours
  • Loan amount up to $500,000
  • Funding can be within 3 days
  • Minimum 650 credit score required
  • No personal collateral required
  • 12 years to pay = low monthly payments
  • Will not affect your credit score
Daily and Weekly Loan Withdrawals vs. Payroll Cash Flow

Experience you can trust

John (JJ) Guillory

John (JJ) Guillory

Chief Financial Officer
31+ years of experience helping businesses navigate financial challenges so owners can focus on growth.

Get Started Today

Call or email us to get your personalized rate and find the best equipment financing solution for your business.