Equipment Financing
We make it easy for small businesses to acquire equipment without large upfront costs. Get the tools you need to increase productivity, serve more customers and achieve bigger goals.
Equipment Financing Made Simple
From medical and dental equipment to restaurant kitchens and manufacturing machines, we provide financing solutions designed for your business. Watch the short video to learn how our equipment financing program works and how it can help you grow faster.
Invest in the Equipment You Need
Working Capital
Productivity
Growth
in Your Industry
Equipment financing for medical, restaurant & manufacturing
Get the equipment your business needs now and keep your cash for growth.
- Up to 100% equipment financing
- Flexible terms and monthly payments
- Free, no-obligation quote
Enjoy 100% Financing Program
- 100% Equipment Financing
- Flexible Terms & Payments
- Fast & Simple Application
- Wide Range of Equipment Types
We Provide a No-Obligation Quote
for Your Next Equipment Project
Tell us what equipment you need and we’ll provide a free, no-obligation quote with the best financing options for your business.
Equipment Financial Plan Made Easy
Popular Equipment We Finance
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FAQ
Find answers to the most common questions about our equipment financing program.
What can I finance?
Money Man 4 Business finances a broad range of new or used equipment and technology for commercial use including: computer hardware and software, office furniture, industrial equipment, commercial vehicles, medical equipment and more. We also offer working capital loans for nearly any business purpose.
What terms are available?
Money Man 4 Business offers leasing and financing agreements up to $1.5 million with terms up to 84 months. We also offer working capital loans up to $500,000 with flexible terms.
Can I include soft costs and services?
You may finance 100% of the soft costs, up to 30% of the total amount being financed. These soft costs and services might include delivery, installation, tax, maintenance and other expenses.
What information will I need to provide on the credit application?
The credit application will list all of the items that you need to provide including the following: information about the vendor or equipment supplier and your general business information including legal business name and address, contact name for the person executing the lease, guarantor information, estimated equipment cost or total estimated finance amount, and the equipment location.
What factors are used to determine credit worthiness?
The length of time in business, bank and financing references, business and credit bureau ratings are all used in the decisioning process. In order to offer the best products to our customers and offer processing efficiency, Money Man 4 Business utilizes third-party databases to acquire sufficient credit information during the application process.
Why did you request my personal guaranty?
Personal guarantors are typically required on closely-held companies to qualify for credit.
What is an authorized signature?
An officer of the company is often required to contractually obligate the company. The authority given an authorized signor is usually given by the board of directors or other governing body of the company, as reflected in a written resolution of that governing body.
Are there application fees?
Money Man 4 Business does not charge an application fee. Once your application has been approved, we do, however, charge one-time Consultant fee and the Funder may charge one-time documentation fee for processing and expenses related to credit reports, UCC filings, etc.
When is my first payment due and what is pro-rated charge?
Your payment obligation begins when we make payment for the equipment, also sometimes referred to as the commencement date. The pro-rated charge covers the interim period between the commencement date and the first due date of your regular billing cycle. The amount of the pro-rated charge is calculated as 1/30th of the regular scheduled payment amount, multiplied by the number of days in the interim period. Any advanced payments you might have paid will be applied to cover the regular scheduled payments and not the pro-rated charge. For more information, you may refer to the payments section of your agreement.
What are my options if I want to pay the account off early?
Although there is no contractual right to pre-pay, if you are not in default we can agree to an early termination upon your written request. The payoff amount will be calculated using a present value rate to discount the future payments due under the agreement, and there is no additional penalty or fee.
Do I need to insure the equipment?
If you are required to maintain insurance on the equipment or vehicle you will receive an email and a letter outlining the requirements and provide you with instructions on what to do if you already have insurance. We also offer automatic insurance where the equipment will be covered automatically under Money Man 4 Business’s insurance if you don’t provide your own insurance. Under Money Man 4 Business’s policy, you will be billed for the expenses by the Funder per your executed Equipment Financing agreement.
Can I make my payments with a credit card?
Yes, Most lenders accepts American Express®, Visa® and MasterCard®. Processing fees apply.
Get Started Today
Call or email us to get your personalized rate and find the best equipment financing solution for your business.
Fast, simple access to working capital — 40+ cash & business loan programs for small & medium-size businesses since 2007.
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We are an Independent Sales Organization (ISO) that markets sales underwriting programs for various companies.
Address: 363 North Sam Houston Parkway East, Suite 1100, Houston, Texas 77060
Local Phone: 281-763-2294 Ext-0, Toll Free: 888.88.CASH.1 ext-0, Phone: 917-722-8111
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