Money Man 4 Business | Premium Business Financing Solutions

Elevate Your Business With Smart Capital

Access up to $5 million in funding with competitive rates and flexible terms designed to fuel your business growth and expansion.

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SBA Preferred Lender

4.9/5 Customer Rating

Fast Approval

$500M+

Funded to Businesses

24-48h

Approval Time

97%

Approval Rate

2,500+

Businesses Funded

Premium Financing Solutions

Tailored loan programs designed to meet your business needs at every stage of growth

Best Value

SBA 7(a) Loan Program

Up to $5 million | Prime + 3% variable rate

Minimum Credit Score: 650 Experian
Business Age: 18+ months in operation
Revenue Requirement: $30k+ annually

Example Payments (10 Year Term)

Loan Amount	Monthly Payment
$350,000	$4,821
$275,000	$3,788

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Flexible

1-25 Year Term Loans

$50K – $15 Million | Rates from Prime + 9.99%

Minimum Credit Score: 575 Equifax or no credit
Business Age: 6+ months in operation
Cash Flow Requirement: $3.5k/month (home-based) or $6k/month (commercial)

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Startup Friendly

SBA Working Capital Loan

$30,000 - $350,000 | Rates from 9.50%-13.25%

No Minimum Credit Score - Startups welcome
Startup Friendly: Only 5-10% borrower injection required
Bankruptcy: Discharged 3+ years ago

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Ready To Take Your Business To The Next Level?

Our streamlined application process makes it easy to get the funding you need. Get pre-approved today without impacting your credit score.

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Frequently Asked Questions

Find answers to common questions about our business loan programs

What credit score do I need to qualify?

Our programs have varying credit requirements:

SBA 7(a) Loans: Minimum 650 Experian score
Term Loans: Minimum 575 Equifax score or no credit
Working Capital Loans: No minimum credit score

How long does the approval process take?

Pre-approval takes just minutes after completing our questionnaire. Full approval timelines vary:

SBA Loans: 2-4 weeks typically
Term Loans: 1-2 weeks
Working Capital Loans: As fast as 3-5 business days

Can I get a loan with bad credit or bankruptcy?

Yes, some options are available:

Our Working Capital program has no minimum credit score requirement
Bankruptcies must be discharged for at least 3 years
No bankruptcies in past 12 months for term loans

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MM4B e-Application

Complete the full e-Application form and we'll contact you within 24 hours with funding options.

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Client Success Stories

4.9/5

Average Rating

95%

Approval Rate